01In development
AI Solutions
AI-powered accounting and audit-assistance tools being developed to simplify records, reporting and financial review.
Meet the future ↘AI Accounting Training Technology
Everything accounting.
One intelligent ecosystem.
To&By brings intelligent tools, professional services, practical training, business technology, community and ongoing support together under one roof.
7Connected solution areas
UAEAccounting and tax expertise
1:1Practical guidance and support
In developmentAI-powered accounting
Powered by expertiseBuilt for growing businesses
Discover To&By
The To&By vision
Professional solutions.
Practical support.
Technology should simplify accounting, not make it harder. We combine smart tools with real accounting knowledge to help businesses and learners move forward with confidence.
All under one roof
Your complete accounting and business ecosystem.
Seven connected areas designed to support how you learn, operate, manage and grow.
02
Accounting & Tax Services
Bookkeeping, VAT, Corporate Tax, payroll, financial reporting and audit-preparation support.
View services ↘03
Bookounting Academy
Hands-on accounting and software training for Middle East careers, guided by finance professionals.
Explore training ↘04
Software & Integrations
Accounting platforms, POS solutions, workflow setup, integrations, onboarding and user support.
See technology ↘05
Hardware & Accounting Tools
POS equipment, calculators, printers, scanners and essential tools for daily business operations.
Browse categories ↘06
Community, Events & Library
Professional meetups, student events, accounting resources, study materials and shared learning.
Join the community ↘07
Customer Support
Onboarding, training, technical assistance and continued guidance across our products and services.
Get support ↘ Product development in progress
Meet your AI-powered accountant
Accounting that works smarter, faster and around the clock.
To&By is building a new generation of intelligent accounting software to simplify everyday finance from one powerful platform.
BookkeepingInvoicingExpense trackingTax recordsFinancial reportingBusiness insights
Register your interest 
Powered by AI. Guided by accounting expertise. Built for growing businesses.
AI-Powered Accountant
Designed to organise transactions, support invoicing and expense tracking, maintain tax-ready records and turn financial information into useful reports.
AI Audit Assistant
Planned to support professional auditors with organised data review, documentation and exception identification. It will not replace an independent statutory audit or professional judgement.
Accounting & tax services
Clear records.
Confident compliance.
Better decisions.
Reliable finance support shaped around each client’s requirements.
Discuss your requirementsAccounting & Bookkeeping
Accurate day-to-day records, reconciliations, receivables, payables and month-end support.
UAE VAT & Corporate Tax
Registration, return preparation, compliance review and practical tax support.
Payroll & Financial Reporting
Payroll assistance and clear reports that help management understand performance.
Audit Preparation
Organised schedules, supporting documents and account reviews prepared for professional audit.
BOOKOUNTING
Powered byTo&By
Practical accounting & software training
Become a Middle East professional accountant.
Move beyond theory and learn accounting the way it is performed in real Middle East businesses.
Gain hands-on experience in bookkeeping, VAT, Corporate Tax, payroll, financial reporting and leading accounting software through practical business scenarios. Your training path is selected according to your current knowledge and career goals.
Learn practicallyReal business scenarios
Work confidentlySoftware and compliance skills
Grow professionallyGuidance from finance experts
Business technology
Software, systems and tools that work together.
From the screen to the counter, we help businesses select, set up and use the right tools.
Software & integrations
Connected accounting workflows
Accounting platforms, POS solutions, setup, data workflows, integrations, onboarding and practical user support.
- Accounting software
- POS solutions
- System setup and integration
- Training and onboarding
Hardware & accounting tools
Essential tools for daily operations
Business equipment and accounting tools selected for dependable use, with installation and support where applicable.
- POS terminals and accessories
- Calculators and cash equipment
- Printers and scanners
- Business consumables and tools
Community, events & library
Learn together. Connect professionally.
To&By is building a space where accounting professionals, auditors, students and businesses can exchange practical knowledge and grow together.
Professional Events
Meetups, workshops and knowledge sessions for accountants, auditors and business owners.
Student Community
Career-focused learning, conferences, peer connection and practical guidance.
Accounting Library
Study materials, templates, reference resources and practical learning content.
Ongoing Support
Onboarding, technical assistance and continued help across products, services and courses.
Meet our team
Expertise behind every solution.
A dedicated team of accounting professionals, trainers, mentors and business specialists.
Founder & CEO
Bhajan Lal B L
Accounting Expert & Lead TrainerLeading To&By’s vision while providing practical guidance in accounting, taxation, software and professional training.
Head of Finance
Suraj S
Finance Expert & MentorProviding financial expertise, mentoring and practical guidance for confident decisions.
Head of Bookkeeping
Tibi Babu
Bookkeeping ExpertSpecialising in accurate records, reconciliations and practical day-to-day accounting processes.
Head of Operations & Client Relations
Vinsy Vijayan
Operations & Client ExperienceLeading client communication, service coordination and professional customer experience.
Head of Human Resources
Bhagya Vinod
People & CultureSupporting our people, workplace culture, talent development and continued team growth.Frequently asked questions
Everything you need to know.
Questions about our products, professional services and training programmes.
What does To&By provide?
To&By is a complete accounting and business ecosystem offering AI-powered solutions, accounting and tax services, practical training, business software, POS systems, hardware, professional events, learning resources, community access and ongoing support.
Are To&By’s AI solutions currently available?
Our AI-Powered Accountant and AI Audit Assistant are being developed and will be introduced in carefully planned stages. Businesses can register their interest and receive future product updates.
Who can join Bookounting training?
Our training programmes are suitable for beginners, accounting students, working professionals and anyone preparing for an accounting career in the Middle East.
Do you provide UAE accounting and tax support?
Yes. We provide bookkeeping, VAT, Corporate Tax, payroll, financial reporting and audit-preparation support according to each client’s requirements.
Can I purchase accounting software, POS systems and hardware?
To&By will provide accounting software, POS solutions, calculators, printers, scanners and other essential business tools, together with installation and support where applicable.
Do you provide support after purchase or enrolment?
Yes. Our team provides onboarding, training, technical assistance and ongoing customer support for our products, services and courses.
How can I get started?
Contact our team through WhatsApp, telephone, email or the enquiry form below. We will understand your requirements and guide you towards the right solution.
Let’s work together
One team. Complete accounting solutions.
Tell us what you need, and we will guide you towards the right solution.
WhatsApp · UAE+971 56 339 6707↗Telephone · India+91 92074 86707↗Emailinfo@toandby.com↗Websitewww.toandby.com↗
Social media@toandby
Head officeNaioth Office Buildings, Kundara, Kollam, India