02HEAD OF FINANCE
Suraj S
Finance Expert & MentorProviding financial expertise, mentoring and practical guidance to support informed, confident decisions.
Financial guidanceMentoringDecision support
THE PEOPLE BEHIND TO&BY
Different expertise.
One shared
standard.
Our team connects accounting knowledge, financial guidance, accurate bookkeeping, client-focused operations and people support to deliver practical solutions with care.
AccountingPractical expertise
OperationsReliable coordination
PeopleProfessional support
ONE TEAMTo&By
OUR APPROACH
Multidisciplinary
by design.
No single discipline solves every business challenge. That is why To&By brings together complementary experience across finance, records, service delivery and people.
We work as one connected team so clients and learners receive guidance that is clear, practical and relevant to the task in front of them.
FOUNDER / 01LEADERSHIP
Bhajan Lal B L
Founder & CEO · Accounting Expert & Trainer
Bhajan leads the To&By vision and its connected accounting ecosystem. His focus is on making accounting, taxation, software and professional training more practical, understandable and useful for real businesses and learners.
OUR PRINCIPLEProfessional knowledge creates the greatest value when people can apply it confidently in real work.
AccountingTaxationBusiness softwareProfessional training
OUR TEAM
Specialists who bring
the ecosystem together.
Each role contributes a distinct perspective while working towards the same goal: dependable, practical support for every To&By client and learner.
0203HEAD OF BOOKKEEPING
Tibi Babu
Bookkeeping ExpertSpecialising in accurate records, reconciliations and practical day-to-day accounting processes.
BookkeepingReconciliationsRecord accuracy
04HEAD OF OPERATIONS & CLIENT RELATIONS
Vinsy Vijayan
Operations & Client ExperienceLeading client communication, service coordination and a professional experience across every interaction.
OperationsClient relationsService coordination
05HEAD OF HUMAN RESOURCES
Bhagya Vinod
People & CultureSupporting our people, workplace culture, talent development and the continued growth of the team.
People supportCultureTalent development
HOW WE WORK
A professional standard
shared by everyone.
Understand first
We listen carefully and establish the real requirement before recommending a direction.
Keep it practical
Our guidance is designed to be understandable, relevant and usable in everyday work.
Work together
We connect the right team members and areas of expertise around each requirement.
Stay supportive
We value clear communication, responsible service and continued professional guidance.
CONNECTED EXPERTISE
One team across the complete To&By ecosystem.
Our people connect their expertise with the wider services, technology, training and support available through To&By.
Explore all solutionsLET’S WORK TOGETHER
Connect with the right expertise.
Tell us what you need, and our team will guide you towards the most relevant To&By solution.
Contact us on WhatsApp info@toandby.com